Trusted by delivery drivers
Why Choose Hart Automotive?
We're not here to waste your time. Real approvals, real cars, real profits.
Low Credit Accepted
Credit score as low as 500 considered. We understand rideshare drivers' unique situations.
Fast Approvals
Get approved in minutes, not days. Start earning with your vehicle as soon as possible.
Affordable Payments
Flexible weekly payments starting at $200. Plans that work with your earning schedule.
No Hidden Fees
Transparent pricing with no surprises. What you see is what you get—always.
Quick Process
Simple application takes under 2 minutes. No complicated paperwork or endless waiting.
Driver Focused
Built specifically for Uber, Lyft, DoorDash, and delivery drivers like you.
How It Works
Four simple steps to get you on the road and earning
Apply Online
Complete our simple application in under 2 minutes. No credit impact to check your rates.
Get Approved
Receive approval within minutes. We work with credit scores as low as 500.
Choose Your Vehicle
Select from our inventory of quality vehicles perfect for rideshare and delivery.
Start Earning
Drive away and start making money. Flexible weekly payments that work for you.
Get Approved Today
Complete this quick form to check your rates with no credit impact and it takes less than 2 minutes
1,000+
Drivers Approved
15min
Average Approval Time
4.9/5
Customer Rating
$1k+
Avg. Weekly Earnings
Trusted by Drivers Like You
Real stories from real drivers who are earning on their own terms
Roosevelt
Lyft & Uber Driver
Hart Automotive got me approved in 20 minutes with a 500 credit score. Three months later, I'm making $1,500+ weekly and my car payment is totally manageable. Best decision I made.
John Stan
DoorDash & Instacart
After a repo on my record, I thought no one would help me. Hart Automotive looked at my current income, not just my past. Now I own a reliable car and I'm building my credit back up.
Sophia Nguyen
Uber Driver
The weekly payment structure is perfect for gig drivers. I pay right after my best earning days, and the car has been flawless. Over 1000 rides and counting!
Alexander Brooks
Uber Driver
I always wanted to own my car, but traditional financing kept turning me away because of my rideshare mileage. This program changed everything. I’m finally building equity while earning—best move I’ve made.
Frequently Asked Questions
How long is the loan?
Most financing options we offer include a 3 year payment terms. The benefit of this is you get to build equity faster then a normal loan.
How are the payment structured?
The payments are structured in weekly payments.
Do I need a down payment?
We offer down payments as low as $500 to get into a vehicle!
Do you offer maintenance plans?
Yes! We will work with you to make sure you do not have to worry about maintenance.
How much would my payment be?
Payments depend on the cost of the vehicle you choose. We have vehicles that range from $200 per week all the way to $400+ per week.
Can I get approved with bad credit?
Yes! We do require a minimum of a 500 credit score to get approved.
Vehicle financing designed specifically for rideshare and delivery drivers. Own your car, keep your profits.